We're with you every step of the way

From home loans to commercial loans and business loans, our team’s role here at Greenline Home Loans is to make the finance process as smooth as possible for our clients. Obtaining the right finance can be a very complex and lengthy process, so it is crucial to understand what is involved when you are referred to a mortgage broker.

Discovery

It is important for your lender to understand all aspects of your financial situation as well as your needs and objectives. In this part of the process, the lender will ask you about your income, expenses, assets, liabilities and any goals and objectives. Once your situation is understood, and all your questions are answered, we can proceed.

Market Research

Taking into account all your financial information and goals, our team of experts will proceed to find the most suitable recommendations for you. They will analyse products and policies that are most appropriate for you.

Broker Recommendations

After careful research, comparison and analysis, your lender will present you with the most suitable options to help you achieve your goal competitively. While the interest rate is a factor in choosing your lender, it is only one of many aspects that determines which products are suitable for your unique situation.

Loan Application

After deciding on the most suitable products and options, it is now time for us to submit your application. At this stage of the process, your lender will verify all aspects of the application in order to provide approval. Your lender will conduct a credit check, verify income and employment, as well as verify liabilities and expenses.

Loan Approval

Once your lender has assessed your application and completed the valuation, they will proceed to provide you with a formal approval. At this stage, your loan will be unconditionally approved, and the lender will start preparing the loan offer documents.

Loan Acceptance Offer

After your loan has been formally approved, the lender will issue the loan contracts. This will include your official loan offer, which will entail all your loan details. At this stage, you will get the opportunity to organise many aspects of your banking, such as accounts and repayments.

Settlement

During this stage of the process, the lender will fund the application, and you will now have completed your purchase or refinance. You will now be able to log into your new bank and access your new accounts.

Post-Settlement Service

As your broker, we will be able to provide an additional layer of support to complement what the bank can offer you. Your lender will stay in touch to make sure your loan is always relevant and can answer any questions you may have.

Let’s Get Started

Are you ready to take that next step in your financial journey? Here at Greenline Home Loans, we will work with you along the entire Finance Process to save you time, money and unnecessary stress. Let us handle the heavy lifting (such as researching as paperwork) and support you from application all the way to post-settlement.

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