Choosing The Right Investment Property To Get The Best Return

Investing in property has proven a hugely successful financial pursuit in recent years, with over 1.8 million Australians currently owning an investment property. Offering a wide range of benefits from a consistent passive income to the several tax benefits you may accrue, property investment is a fantastic method of making your money work for you! However, these investments are only effective when you invest in the property that is right for you. 

In choosing your investment property, there are a number of factors you need to keep in mind, and it’s natural for you to think, “is there a mortgage broker near me to help me through this process?”. Thankfully there is, and the team at Greenline Home Loans has devised the following tips to help you make these important financial decisions. 

Desired Location

Where you’re a pair of first home buyers or a seasoned investment professional, an absolutely crucial factor to consider is location. When you’re searching for your investment property, you must ensure you select a location that has both tenancy demand to secure the property’s immediate future, and owner-occupier demand to ensure you will be able to sell the property in the future. 

A deal-breaker on location is its proximity to transport links to ensure a smooth and easy commute for your tenants, whilst also ensuring that key lifestyle facilities are within arms reach of the property. These may include parks, shopping centres, restaurants and cafes. The closer your investment property is to these key facilities, the higher your rental yield is likely to be. 

It’s important to also consider whether the area is likely to provide you with capital growth, as choosing the right location can account for 80% of your property’s capital growth. By investing in a growing locality, most favourably before it is subject to high demand, is a great way to ensure your investment property experiences capital growth throughout the duration of your investment.

first home buyers

Property Type

In searching for your investment property, it’s vital that you consider which property type will suit your budget, but also the demand conditions that the location is likely to be subject to in the future. For instance, investing in an area with an older population may mean that investment into a townhouse property spanning over three levels may not be the wisest investment decision. 

By the same token, investing in an area populated by young families of first home buyers and high tenancy demand makes the purchase of a property with ample living space a suitable decision. To maximise the return you receive on your investment, it’s always important to purchase a property that is likely to satisfy the demands of the individuals most likely to reside within the area. Contacting the expert team at Greenline will help you gain a greater understanding of the demographics and demand patterns within your chosen area, and help you determine whether an apartment, house, or townhouse will best suit your expectations and the market demand. 

Maintenance Requirements

Once you’ve decided upon the location and type of property you’d like to invest in, you must consider the additional costs and maintenance that will be associated with the occupancy of the property, just as you would if you were moving in yourself. Keep in mind that a home with a large garden and swimming pool will require greater effort and cost in preparing it for tenancy, and by holding greater maintenance requirements, you may be limiting your potential pool of tenants. 

Similarly, an apartment situated in a luxurious complex with multiple, high-quality communal amenities will result in higher strata fees, and these expenses must be covered by the property owner rather than the tenant. This would limit your potential return and subject you to high recurring financial costs. Generally, investment into properties with minimal maintenance requirements and ongoing costs makes for a sound investment decision that will maximise your return.

first home buyers

Why Choose Greenline For Your Investment Property Home Loans?

Before you invest in a property, it’s crucial that you contact an expert team of lending professionals who can offer you individualised, specialist advice on your investment. If you require an investment property home loan to help finance the purchase of your additional property, look no further than Greenline, as we offer the lower rates on these all-important home loans, helping you secure your financial future with minimal hassle. 

With many lenders in the market offering their services, it can be difficult to know which company is right for you. However, if you’d like to invest in property but you’re in need of expert advice from a company that will make the process easy to understand and reduce your stress, a simple search for a “mortgage broker near me” will direct you to our devoted team of professionals. 

Reach out to Greenline Home Loans today!

Whether you’re looking to purchase an investment property, require information on home loans, or you’re first home buyers looking for expert advice, get in touch with our team of experienced brokers at Greenline Home Loans. With access to 50 lenders and a strong relationship with several major banks, we’re always able to assist you and offer a customised solution that will meet your needs.

At Greenline Home Loans, we will tailor the best solution for your requirements, and take you through the entire process from the first day you consider a construction loan or small business loan. Contact our friendly team of brokers to speak about low-rate home loans on 1800 705 505 to get started today!

1 March 2024

Introducing Greenline Accounting

We are thrilled to share some exciting news with you regarding the expansion of our services here at Greenline Home Loans. As part of our ongoing commitment to providing comprehensive support for…
Read Article
1 February 2024

Driving Your Dreams: Navigating the Road of Asset Finance and Car Loans with Greenline Home Loan

In the journey of life, few things symbolise freedom and opportunity quite like owning a car. Whether it's a sleek sedan, a spacious SUV, or an eco-friendly hybrid, a car is not…
Read Article
15 January 2024

Greenline Legal Services

Our New Venture: Greenline Legal Services At Greenline Home Loans, our commitment to providing comprehensive support and services has always been at the heart of everything we do. Today, we're absolutely thrilled…
Read Article
8 January 2024

Is Using Your Home’s Equity A Wise Financial Move?

Chances are you’ve heard a bit about tapping into your home’s equity. But what’s all the fuss about, and why should you consider cashing out on this hidden treasure? Let’s dive in…
Read Article
11 September 2023

Essential Tips for Preparing Your Finances and Documentation for a Smooth Loan Application Process

Applying for a loan can be a significant milestone in your financial journey, whether you're seeking a home loan, business loan, or any other type of financing. To ensure a smooth and…
Read Article
25 January 2023

Your Go-To Guide For The Newly Introduced First Home Buyer Choice

Securing your first home in the Australian property market is no mean feat, and there are very few who would envy a first home buyer in our current economic climate. However, the…
Read Article
25 January 2023

Navigating The Home Loan Market For The Best Home Loans in 2023

Are you a first home buyer or looking to buy a home as an investment property? You may be wondering how to choose the best home loans in 2023 considering the borrowing…
Read Article
21 December 2022

Guide To Home Loans For First Home Buyers

Are you searching for the best home loan rates as a first-home buyer? There has been a major boom in Australia’s housing market over the last 2 years which has impacted individuals…
Read Article
21 December 2022

What Does the 8th Consecutive Interest Rate Increase Mean When Securing The Best Home Loans?

Following the RBA’s final monthly meeting for 2022, a further 25 basis point increase in the national cash rate was announced. A further blow to Australian homeowners and prospective first-time home buyers,…
Read Article
5 December 2022

The Power Of Leveraging In Property

Why Is Leveraging In Property Lucrative? Financial leverage refers to borrowing money in order to achieve bigger property growth and investment. It allows an investor to place more money into purchasing an…
Read Article
9 November 2022

Investment Properties And Tax Benefits

Currently over 1.8 million Australians own an investment property and one of the main reasons is for the tax benefits they provide! An investment property is a real estate property which is…
Read Article
9 November 2022

Positive Gearing Vs Negative Gearing

Have you recently been looking into the best home loans or commercial property loans for a possible investment property? Are you wanting to learn more about positive gearing and negative gearing and…
Read Article
14 October 2022

The Benefit Of Interest-Only Residential Home Loans

Interest-only residential home loans are residential mortgages where your monthly repayments are composed of only the interest that is charged by your lender.  They vary in difference compared to the traditional amortising…
Read Article
11 October 2022

Top 5 Reasons To Unlock And Access Home Equity

Home equity refers to the difference between your home’s current market value and your mortgage balance. As a very important element for your financial future, home equity helps you to build wealth.…
Read Article
22 August 2022

Most Affordable Housing In Australia

In the past year, property prices across Australia increased dramatically by 23.4%. Those buyers who are on a tight budget are particularly longing to uncover a real estate bargain. In New South…
Read Article
22 August 2022

Benefits Of Using Your Super To Invest In Property

It is a no-brainer that the affordability of housing has become a major challenge for Australians. It can be quite difficult for many first home buyers to get their foot into the…
Read Article
13 July 2022

Investment Property Loans Vs Commercial Property Loans

We have a team of experienced brokers at Greenline Home Loans who can assist you with acquiring and applying for a loan.
Read Article
12 July 2022

Understanding Home Loans | Low Rate Home Loans And Their Features

At Greenline Home Loans, our aim is to provide the best home loans with the best home loan rates to suit people with various needs.
Read Article
23 June 2022

Construction Loans

Over the past year we have had many inquiries from people looking to purchase a house & Land package or complete a knockdown-rebuild on their existing home.
Read Article