We are required to make Target Market Determinations available under the Treasury Laws Amendment (Design and Distribution Obligations and Product Intervention Powers) Act (Cth) 2019.
This is to ensure that the right products end up in the hands of the right customer by focusing on our customers in the design and distribution of our financial products.
What is a Target Market Determination (TMD)?
A TMD is a document which describes:
- the persons for which the product has been designed,
- the conditions around the product’s distribution,
- when this TMD will be reviewed, and
- record keeping and reporting obligations of distributors.
Please note a TMD is not intended to provide financial advice. When making a decision about a product always make sure you refer to the Terms and Conditions and any supplementary document(s). These will outline the relevant terms and conditions being provided under that product.
Our TMDs are below for your reference:
- Origin_SMSF-Fixed-TMD_2025.2
- Origin_SMSF-Variable-TMD-2025.2
- Expat-Fixed-TMD-2024.1-February-2024
- Expat-Variable-Product-TMD-2024.1-February-2024
- NDIS-Fixed-TMD-2024.1-February-2024
- NDIS-Variable-TMD-2024.1-February-2024
- Non-resident-Fixed-investment-TMD-2024.1-February-2024
- Non-resident-Variable-TMD-2024.1-February-2024
- Prime-Fixed-TMD-2024.1-February-2024
- Prime-Variable-TMD-2024.1-February-2024
- SMSF-Fixed-TMD-2024.1-February-2023
- SMSF-Variable-TMD-2024.1-February-2024
- VISA Debit Card TMD
Archive:
- Construction – Investment Fixed (2021.2)
- Construction – Investment Variable (2021.2)
- Construction – Owner Occupied Fixed (2021.1)
- Construction – Owner Occupied Variable (2021.2)
- Prime – Investment Fixed (2021.2)
- Prime – Investment Variable (2021.2)
- Prime – NDIS Investment Fixed (2021.2)
- Prime – NDIS Investment Variable (2021.2)
- Prime – NDIS Owner Occupied Fixed (2021.2)
- Prime – NDIS Owner Ocupied Variable (2021.2)
- Prime – Owner Occupied Fixed (2021.2)
- Prime – Owner Occupied Variable (2021.2)
- SMSF – Investment Fixed (2021.3)
- SMSF – Investment Variable (2021.3)
- SMSF Commercial – Investment Fixed (2021.2)
- SMSF Commercial – Investment Variable (2021.3)
- EXPAT – Fixed Product TMD 2022.1
- EXPAT – Variable Product TMD 2022.1
- Prime Fixed Product TMD 2022.1
- Prime Variable Product TMD 2022.1
- Prime NDIS Fixed Product TMD 2022.1
- Prime NDIS Variable Product TMD 2022.1
- SMSF Fixed Product TMD 2022.1
- SMSF Fixed Product TMD 2022.2
- SMSF Variable Product TMD 2022.1
- SMSF Variable Product TMD 2022.2
- Quarterly Compliance Statement Guidelines v1.0 – 01 06 2022
- SMSF Fixed Product TMD 2022.2
- SMSF Variable Product TMD 2022.2
- Prime Fixed Product TMD 2022.2
- Prime NDIS Fixed Product TMD 2022.2
- Prime NDIS Variable Product TMD 2022.1
- Prime Variable Product TMD 2022.2
- Visa Debit Card Form and T&C
- Quarterly Compliance Statement Guidelines v1.0 01.06.2022