Backed By Columbus Capital
Greenline's own mortgage management products are funded through Columbus Capital and its wholesale channel, Origin MMS: a privately owned non-bank lender with over 30 years in the Australian market.
Non-bank lender · Over 30 years in Australia · Origin MMS, Homestar Finance and Granite Home Loans

A leading non-bank lender.
Columbus Capital is a leading, privately owned non-bank lender that has been operating in the Australian market for over 30 years. Providing valued and innovative lending solutions, ColCap creates opportunities for business partners and customers through original products, funding structures and outsourced servicing infrastructure.
ColCap focuses on offering Australian residential mortgage loans to prime borrowers through wholesale, retail and broker distribution channels, trading under the Origin MMS, Homestar Finance and Granite Home Loans brands respectively.
With its focus on superior home loans, ColCap works closely with Greenline Home Loans to customise branded and white-label products to suit our borrower base.
The wholesale channel behind our products.
Origin Mortgage Management Services (Origin MMS) is the wholesale mortgage distribution channel within Columbus Capital. Origin MMS's prime business focus is offering third-party branded funding and lending systems support for residential property loans, originated through a network of mortgage managers across Australia.
The mortgage managers are accountable for loan origination and credit assessment, and they remain the ongoing customer service contact for every borrower. Greenline is one of those mortgage managers: as a broker we compare 50+ lenders, and as a mortgage manager we offer our own Greenline Mortgage Management products, backed by this funding, for borrowers who don't fit standard bank policy. See self-employed and low-doc loans.

Frequently asked questions
Who is Columbus Capital?
An established, privately owned Australian non-bank lender focused on residential mortgage loans to prime borrowers through wholesale, retail and broker channels under the Origin MMS, Homestar Finance and Granite Home Loans brands.
What is Origin MMS?
Origin Mortgage Management Services is ColCap's wholesale mortgage distribution channel. It funds third-party branded home loans and provides the lending systems behind them, originated through a network of mortgage managers across Australia, of which Greenline is one.
What does this mean for my loan?
If your loan is a Greenline Mortgage Management product, it is funded through Origin MMS and serviced by Greenline: we assess the application, settle the loan and remain your contact for its life, with online banking and the Greenline banking app provided through the Origin MMS platform.
Is Greenline owned by Columbus Capital?
No. Greenline Home Loans is a family-owned brokerage with its own Australian Credit Licence (520947). ColCap is the funder behind our own-branded products, alongside the 50+ other lenders we compare as a broker.
Is Columbus Capital a bank?
No. It is a non-bank lender: it funds home loans through wholesale markets rather than deposits, and lends through its own brands and through mortgage managers such as Greenline.
What is a mortgage manager?
A lender's partner that originates, assesses and services home loans under its own brand, funded by a wholesale lender rather than from its own balance sheet. Greenline is one: our Greenline Mortgage Management products are white label home loans funded through Origin MMS, and existing customers manage them through the customer login and our banking app.
Speak to a mortgage broker.
Whether you are a first home buyer, looking for a business loan, wanting to refinance your mortgage or simply searching for a competitive home loan rate, our experts at Greenline Home Loans are committed to tailoring the right solution for you.
The information on this page is general in nature, does not take into account your objectives, financial situation or needs, and does not constitute credit assistance, financial advice or an offer of credit. Greenline Home Loans — F128–F129, 24–32 Lexington Drive, Bella Vista NSW 2153. Australian Credit Licence 520947.
